Contact us
0800 355 355
Contact us
0800 355 355
Grow your business with our working capital loans, and benefit from competitive interest rates and terms adapted to your needs.
Classic working capital loan
•Competitive interest rate •Access to bigger loan amount •Flexible loan repayment duration •Insurance cover on loans
Working capital loan for individual traders
•No prior savings •Competitive interest rate •Flexible collateral •Monthly Repayment •Grow your business with as low as GHS5000
A solidarity loan with flexible collateral terms
•No prior savings •Competitive interest rate •Flexible collateral •Monthly Repayment •No guarantor needed •3-6 member involvement
Preferred Loans for Guarantors
•No prior savings •Competitive interest rate •Flexible collateral •Monthly Repayment •Access loan as a guarantor •Eligible for working capital and investment loan
Get a loan to purchase a vehicle for business or finance the development of your school at a competitive rate.
Purchase the vehicle you need for your business
•No prior savings •Flexible collateral •Monthly Repayment
Get a loan to complete your school projects
•No prior savings •Flexible collateral •Monthly Repayment •For school development projects
Get financing for farm inputs and mechanization services
•No prior savings •Competitive interest rate •Tailored repayment
With the loan from Advans Ghana, I have been able to open an additional shop creating new business opportunities , increasing my business and am able to employ three additional staff for the business.
Rosina Annor
Boutique, Nungua
As a retailer of groceries, I realized there was an opportunity for me to add on new items that were on demand. Thanks to the loan I received from Advans, I’m able to satisfy my clients and meet their needs at all times.
Georgina Owusuaa Adjei
Groceries, Spintex
With Advans Ghana,my business has progressed overtime thanks to the timely loans and excellent services offered by the team
Habiba Fuesini
General Goods Dealer, Nima
No, we do not mandate our clients to make savings over time before accessing a loan facility. All we require is proof of your existing business and activity and other relevant documents in line with your loan request and you can access your funds within the shortest possible time.
Automatic Renewal is for our clients with good repayments in their second cycle and above
We encourage our clients to run their accounts with us as we also offer standardized financial services that can make the use of a savings or current account very flexible and easy for our clients to manage.
We appraise the amount you can assess based on your business activity first, before your assets. Your business activity and profitability will always determine the amount of loan you receive.
After a successful repayment on a first-cycle loan, clients have the opportunity to enjoy an extended duration for repayments on a second cycle with lower interest rate and can access a higher amount after business activity and profitability have been further appraised. In addition, clients can also enjoy a shorter loan processing time of 24 hours.
